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MINISTRY OF TEXTILES · MUDRA SCHEME

Weaver Mudra Loan

Collateral-free credit for handloom weavers and weaver entrepreneurs under the Weaver MUDRA Scheme — covering working capital, looms, raw material and equipment needs, with government margin money support and a concessional interest rate. CapitalBox handles eligibility checks, documentation and bank coordination end-to-end.

Up to ₹5L
Loan Amount
20%
Margin Money Subsidy
~6%
Concessional Interest
CapitalBox
Live Pricing
Weaver Mudra Loan Facilitation
₹1,100+ GST
Indicative facilitation fee · confirm final pricing with our team
CapitalBox Facilitation Fee₹1,999
GST (18%)Extra
Bank Processing ChargesExtra
Documentation ChargesExtra
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Margin money subsidy & interest subvention are government support, credited as per bank/scheme rules
MUDRA Scheme Aligned
Weaver ID VerificationApplication to BankMargin Money SubsidyInterest SubventionMUDRA / RuPay CardLoan Disbursement3-Year Credit GuaranteeWorking Capital FinanceLoom & Equipment PurchaseRaw Material Finance Weaver ID VerificationApplication to BankMargin Money SubsidyInterest SubventionMUDRA / RuPay CardLoan Disbursement3-Year Credit GuaranteeWorking Capital FinanceLoom & Equipment PurchaseRaw Material Finance
TRANSPARENT PRICING

What You Pay For

A fixed facilitation fee for eligibility checking, documentation and bank coordination — bank charges and government components are handled separately as per scheme rules.

ParticularsDescriptionCharges
CapitalBox Facilitation FeeEligibility check, documentation, application filing & bank follow-up₹1,999
GST (18%)Statutory tax applicable on service feeExtra
Bank Processing ChargesAs levied by the disbursing bank, per scheme guidelinesExtra
Documentation ChargesWeaver ID verification, KYC notarization, project report (if required)Extra
"CapitalBox charges a fixed facilitation fee for the Weaver Mudra Loan application, while bank processing charges, margin money subsidy and interest subvention are governed by the Ministry of Textiles / MUDRA scheme guidelines and the disbursing bank's policies, and are applied separately from our service fee."

Eligibility & Scheme Requirements

The Weaver Mudra Scheme is available to existing or experienced handloom weavers, weaver entrepreneurs, and registered handloom organisations engaged in weaving-related activity. Applicants are typically expected to hold a valid Weaver ID Card and be registered with a Weavers' Service Centre or the relevant state handloom department, along with a satisfactory credit (CIBIL) history. Loans cover working capital, purchase of looms and related equipment, and raw material requirements, with the exact terms varying by participating bank.

Documents Required

Weaver ID Card / registration with Weavers' Service Centre
Aadhaar & PAN of the applicant
Address proof & passport-size photograph
Last 6 months' bank statement
Quotation for loom / equipment / raw material (if applicable)
Details of any existing loans, if applicable

Step-by-Step Application Process

01

Eligibility Check

Weaver ID & credit profile review

02

Document Collection

KYC, ID card & project details

03

Bank Application

MUDRA Card or term loan filed

04

Subsidy Processing

Margin money & interest subvention

05

Disbursement

Loan credited & card issued

Advantages of the Weaver Mudra Scheme

Collateral-Free Credit

No collateral security required, backed by a government credit guarantee for the first 3 years.

Concessional Interest

Loans available at a concessional rate of around 6% p.a., with government interest subvention capped at 7%.

Margin Money Subsidy

Government margin money assistance of 20% of the loan amount, subject to a bank-specific cap.

MUDRA / RuPay Card Access

Eligible weavers get a MUDRA or RuPay card for convenient day-to-day working capital withdrawals.

CapitalBox Commitment

CapitalBox ensures transparent pricing, accurate documentation, and diligent coordination with your bank throughout the Weaver Mudra Loan process. By charging a fixed facilitation fee and clearly separating bank and government-linked charges, you stay fully informed at every step — from Weaver ID verification to loan disbursement and MUDRA card issuance.

FAQ

Common Questions Answered

Who is eligible for the Weaver Mudra Loan?+
Existing or experienced handloom weavers, weaver entrepreneurs and registered handloom organisations engaged in weaving activity, typically holding a valid Weaver ID Card and a satisfactory credit history, are eligible.
What is the maximum loan amount available?+
Loan amounts vary by bank and applicant type — individual weavers can typically access working capital and term loans up to around ₹5 lakh, while a MUDRA Card offers a smaller revolving limit (around ₹50,000) for immediate needs.
How much margin money subsidy is provided?+
The scheme offers margin money assistance equal to 20% of the loan amount, subject to a cap that varies by bank (commonly between ₹10,000 and ₹25,000 for individual weavers). Please confirm the exact figure with your disbursing bank.
What interest rate applies, and for how long?+
Eligible loans carry a concessional effective interest rate of around 6% p.a. for the first 3 years from the date of first disbursement, with the government's interest subvention capped at 7%. Rates beyond this period follow the bank's standard terms.
Does CapitalBox's fee include bank or government charges?+
No. CapitalBox charges a fixed facilitation fee plus GST for eligibility checking, documentation and application support. Bank processing charges and any scheme-linked charges are applied separately as per the bank's policy.

Ready To Apply For Your Weaver Mudra Loan?

Get expert-guided support for eligibility checking, documentation and bank coordination — from application to disbursement and MUDRA card issuance.

Free Tools

Plan Your Weaver Mudra Loan With These Tools

Estimate your subsidy and EMI, check eligibility, prepare documents, and compare loan options before you apply.

Subsidy & EMI Calculator

Weaver Mudra Loan Subsidy & EMI Estimator

Get an indicative margin money subsidy amount and monthly EMI based on your loan amount and tenure.

Loan AmountAs selected above
₹ 0
Estimated Margin Money Subsidy20% of loan amount, subject to bank cap
₹ 0
Effective Interest RateConcessional rate for first 3 years (indicative)
6%
Estimated Monthly EMIOn net amount after subsidy, indicative only
₹ 0
Estimated Net Amount Payable Over Tenure ₹ 0

This is an indicative estimate only. Actual subsidy caps, interest rates and EMI depend on the disbursing bank's terms and scheme guidelines in effect at the time of sanction.

Eligibility Checker

Are You Eligible For The Weaver Mudra Loan?

Answer a few quick questions to check your basic eligibility for the scheme.

Document Checklist

Weaver Mudra Loan Document Checklist

Tick off documents as you gather them, and print or save the checklist for your bank visit.

0 of 10 ready

Weaver Identity & KYC

Financial Documents

Project & Address Details

Comparison

Weaver Mudra Loan vs Other MUDRA Options

See how the Weaver Mudra Loan compares with regular MUDRA loan categories and a standard business loan.

Feature Weaver Mudra Loan MUDRA Shishu MUDRA Kishor MUDRA Tarun Standard Business Loan
Target SegmentHandloom weavers & organisationsNew / very small businessesGrowing small businessesEstablished small businessesAny eligible business
Indicative Max AmountUp to ₹5 lakhUp to ₹50,000₹50,001 – ₹5 lakh₹5 lakh – ₹10 lakhVaries by lender & profile
CollateralCollateral-free, credit guaranteedCollateral-freeCollateral-freeCollateral-freeMay require collateral
Interest SubsidyConcessional ~6%, subvention capped at 7%None specificNone specificNone specificNone
Margin Money Support20% of loan, capped by bankNot applicableNot applicableNot applicableNot applicable
Best Suited ForHandloom weaving working capital & equipmentMicro / early-stage needsScaling small businessesEstablished business expansionGeneral business funding needs

This comparison is for general guidance only. Actual scheme terms vary by bank and are updated periodically by the Ministry of Textiles and MUDRA guidelines — consult CapitalBox for current, bank-specific details.

Free Tool

Weaver Mudra Loan Suitability Checker

Not every credit need fits the Weaver Mudra Scheme. Answer these quick questions to see whether this scheme, or another CapitalBox loan option, may suit you better.

About CapitalBox

Why Weavers Trust CapitalBox For Mudra Loan Facilitation

CapitalBox is a professional business services and funding advisory firm helping handloom weavers, entrepreneurs and MSMEs navigate government credit schemes — from Weaver Mudra Loan applications to broader business registration and compliance support.

View CapitalBox Profile
Weaver Mudra LoanCollateral-free credit for handloom weavers
End-to-End Bank CoordinationDocumentation, filing & follow-up handled
₹1,999 Facilitation Fee + GSTTransparent pricing, no hidden charges
Fast, Guided ProcessFrom eligibility check to disbursement

Disclaimer: The scheme details, eligibility criteria, subsidy figures and pricing shown on this page are indicative and prepared with reasonable care, but government scheme terms, bank charges and subsidy caps are revised from time to time and vary by participating bank. Please verify current terms with CapitalBox or your bank before applying. The CapitalBox facilitation fee shown is a placeholder and should be updated with your actual pricing. The Suitability Checker and calculators on this page are informational tools only and do not constitute financial or legal advice.