Start Your Own Business With The PMEGP Scheme
The Prime Minister's Employment Generation Programme (PMEGP) is a Government of India credit-linked subsidy scheme that helps individuals set up new micro enterprises in the manufacturing and service sectors. CapitalBox assists you end-to-end — from eligibility check to project report and application filing.
Objective & Scope Of PMEGP
A central sector credit-linked subsidy scheme administered through KVIC, State KVIBs and District Industries Centres (DICs), implemented by Public Sector Banks, RRBs and select Private Banks.
Objective
- Generate employment opportunities in rural as well as urban areas through setting up of new self-employment ventures.
- Provide continuous and sustainable employment to traditional artisans and unemployed youth, helping arrest migration from rural to urban areas.
Scope
- Applicable to all technically and economically viable projects in rural and urban areas, under the micro enterprises sector.
- Covers new units only — assistance is not available for upgradation or expansion of existing businesses.
- One person per family is eligible for financial assistance under the scheme.
Maximum Project Cost Coverage
The maximum cost of the project admissible for Margin Money subsidy depends on the sector and whether it is a first loan or an upgradation loan.
Manufacturing Sector
Service / Business Sector — Up To ₹20 Lakh
PMEGP / REGP / MUDRA Units
Service / Business Sector — Up To ₹25 Lakh
Subsidy Entitlement & Bank Finance
Subsidy from KVIC and bank finance depend on the category of the beneficiary and the location of the unit.
| Beneficiary Category | Bank Finance | Subsidy — Urban Area | Subsidy — Rural Area | Promoter's Contribution |
|---|---|---|---|---|
| General Category | 90% | 15% | 25% | 10% |
| Special Category (SC / ST / OBC / Minority / Women / Ex-Servicemen / PwD / NER / Hill & Border Areas) |
95% | 25% | 35% | 5% |
Who Can Apply Under PMEGP
Basic eligibility conditions for individuals and institutions applying under the scheme.
Security Norms Under PMEGP
PMEGP loans are designed to be largely collateral-free for eligible units.
Keep These Documents Handy
Having these ready in advance helps speed up your PMEGP application.
How CapitalBox Takes You Through PMEGP
A structured, guided process from initial inquiry to subsidy processing.
Transparent Pricing For PMEGP Facilitation
CapitalBox follows a simple two-step consultancy model — pay to activate the service, and pay the success fee only once your loan is actually sanctioned and disbursed.
Service Activation Fee
A professional consultancy fee charged to formally initiate the PMEGP application facilitation process. It is not a loan sanction or subsidy approval charge.
- Eligibility assessment under PMEGP guidelines
- Project report & documentation review
- GST-invoiced, fully compliant under Indian law
Success Fee
A performance-based fee that becomes payable only when your PMEGP loan is approved and the sanctioned bank finance is disbursed to your account.
- Bank & KVIC / DIC coordination support
- Documentation management until disbursement
- No charge if the application isn't disbursed
Frequently Asked Questions
Common questions about the PMEGP scheme and how CapitalBox helps.
Ready To Launch Your Enterprise Under PMEGP?
Check your eligibility, get your project report prepared and let CapitalBox guide your PMEGP application from start to finish.
Check PMEGP Eligibility ↗Explore More About CapitalBox
Looking to learn more about our services, business solutions, funding assistance, registrations, compliance support, and company information?
Browse the links below to explore everything CapitalBox has to offer — from business registration and GST services to funding assistance, legal compliance, and startup support, all in one place.
Continue Exploring CapitalBox ↗Start Your Own Business With The PMEGP Scheme
The Prime Minister's Employment Generation Programme (PMEGP) is a Government of India credit-linked subsidy scheme that helps individuals set up new micro enterprises in the manufacturing and service sectors. CapitalBox assists you end-to-end — from eligibility check to project report and application filing.
Objective & Scope Of PMEGP
A central sector credit-linked subsidy scheme administered through KVIC, State KVIBs and District Industries Centres (DICs), implemented by Public Sector Banks, RRBs and select Private Banks.
Objective
- Generate employment opportunities in rural as well as urban areas through setting up of new self-employment ventures.
- Provide continuous and sustainable employment to traditional artisans and unemployed youth, helping arrest migration from rural to urban areas.
Scope
- Applicable to all technically and economically viable projects in rural and urban areas, under the micro enterprises sector.
- Covers new units only — assistance is not available for upgradation or expansion of existing businesses.
- One person per family is eligible for financial assistance under the scheme.
Maximum Project Cost Coverage
The maximum cost of the project admissible for Margin Money subsidy depends on the sector and whether it is a first loan or an upgradation loan.
Manufacturing Sector
Service / Business Sector — Up To ₹20 Lakh
PMEGP / REGP / MUDRA Units
Service / Business Sector — Up To ₹25 Lakh
Subsidy Entitlement & Bank Finance
Subsidy from KVIC and bank finance depend on the category of the beneficiary and the location of the unit.
| Beneficiary Category | Bank Finance | Subsidy — Urban Area | Subsidy — Rural Area | Promoter's Contribution |
|---|---|---|---|---|
| General Category | 90% | 15% | 25% | 10% |
| Special Category (SC / ST / OBC / Minority / Women / Ex-Servicemen / PwD / NER / Hill & Border Areas) |
95% | 25% | 35% | 5% |
Who Can Apply Under PMEGP
Basic eligibility conditions for individuals and institutions applying under the scheme.
Security Norms Under PMEGP
PMEGP loans are designed to be largely collateral-free for eligible units.
Keep These Documents Handy
Having these ready in advance helps speed up your PMEGP application.
How CapitalBox Takes You Through PMEGP
A structured, guided process from initial inquiry to subsidy processing.
Transparent Pricing For PMEGP Facilitation
CapitalBox follows a simple two-step consultancy model — pay to activate the service, and pay the success fee only once your loan is actually sanctioned and disbursed.
Service Activation Fee
A professional consultancy fee charged to formally initiate the PMEGP application facilitation process. It is not a loan sanction or subsidy approval charge.
- Eligibility assessment under PMEGP guidelines
- Project report & documentation review
- GST-invoiced, fully compliant under Indian law
Success Fee
A performance-based fee that becomes payable only when your PMEGP loan is approved and the sanctioned bank finance is disbursed to your account.
- Bank & KVIC / DIC coordination support
- Documentation management until disbursement
- No charge if the application isn't disbursed
Frequently Asked Questions
Common questions about the PMEGP scheme and how CapitalBox helps.
Ready To Launch Your Enterprise Under PMEGP?
Check your eligibility, get your project report prepared and let CapitalBox guide your PMEGP application from start to finish.
Check PMEGP Eligibility ↗Explore More About CapitalBox
Looking to learn more about our services, business solutions, funding assistance, registrations, compliance support, and company information?
Browse the links below to explore everything CapitalBox has to offer — from business registration and GST services to funding assistance, legal compliance, and startup support, all in one place.
Continue Exploring CapitalBox ↗